Payment Options
For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office. Dr. Zaidi offers discounts for payments made in full by cash, check, credit or debit cards on the day of treatment plan acceptance. Please feel free to ask us for more information about this option.
Insurance
Chapel Hill Dental Arts is a proud participant in Delta Dental Premier and Advantage Insurance as well as Cigna PPO Insurance. For more information please go to www.deltadental.com or www.cigna.com
As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.
OTHER FINANCING OPTIONS
Chapel Hill Dental Arts also provides financing options through Wells Fargo, Care Credit and Springstone Patient Financing. There are many plans including 12 and 24 month no interest programs which may suit your particular needs. Information is available online at www.wellsfargo.com , www.carecredit.com , www.springstoneplan.com or you may ask our staff how easy it is to apply here in our office. After answering some simple questions you can be approved in just a few minutes and get started on the dental treatment you need and want.